- Stay insured with your insurance in your country of origin. In Greece you have the status of a tourist or visitor, which becomes a problem when you get sick at work or in another activity that suggests that you were not just visiting the country. For some situations, especially if you are only temporarily in Greece and/or have cheap insurance in your home country, this is probably the most attractive solution.
- The public Greek health insurance, to which one has access only if one is registered in Greece and is in an employment relationship, or if one is registered as a self-employed person at the tax office and pays accordingly taxes. Information about this is provided by the public state insurance service -> Website (only in Greek).
- Private health insurance. Independently OR parallel to the state insurance one can insure oneself privately. On the one hand, this is not necessarily linked to a declaration of residence in Greece, so you can be registered in another country and still be insured for Greece. In addition, it is much cheaper for younger, healthy people (sometimes under € 100 a month) than the state fund and also at least more comfortable with coverage, as private insurers offer the option of treatment in one of the many private clinics. However, contributions increase with age and worsened health and it is only a matter of time before private insurers in Greece raise their prices. At the moment, they are pursuing the strategy of dumping the public health sector and pushing the healthcare system into total privatization. The driving force with the cheapest fares is the Dutch group Interamerican. There are also international private health insurance companies that cover a stay in Greece, e.g. Morgan Price or Hanse Merkur.
Obligation to health insurance in Greece exists in theory, by law, but not in practice. 30% of Greeks do not have health insurance! There is a free, basic state service for all, but if a major injury happens, you will have a serious problem, if you are not insured. For foreigners there are at least three options when moving to Greece: